Personal Accountz full review

Personal Accountz is the least expensive of several accounting programs produced by Accountz.com. Consequently it’s really a cut down version of a more powerful system, but it’s more advanced than its price would suggest.

As with many pro-level book keeping programs, it’s based on the double-entry accounting system. Unless you have an accountancy qualification that won’t mean very much, but double-entry is used by accountants to balance the books. In order for double-entry to work properly you have to separate all of your various financial activities into separate records or accounts. This not only records the individual transactions, but also allows you to analyse patterns of spending.

Personal Accountz has done a pretty good job of simplifying this, so that you only have to enter each transaction once, with the software helping to reconcile it. Each transaction is an ‘entry’ and Personal Accountz does a fairly good job of automating these entries as much as possible. It is, for example, possible to download bank statements, providing your bank supports the Open Financial eXchange format, and you can automate some entries, for regular payments such as a mortgage. You can also set it up to warn you of dates when bills are due, and you can set budgets, too.

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